Increase bank financing

Turn insured receivables into higher advance rates and larger working-capital lines.

BENEFITS

  • Higher advance rates on eligible A/R

  • Larger Line capacity with cleaner audits

  • Faster approvals for new buyers/terms

Typical Structures

  • Borrowing base with insured eligibility

  • Per-buyer limits included in collateral

  • Seasonal or peak-capacity top-ups

We align policy terms to borrowing-base requirements, prepare a lender pack, and handle limit changes so the facility runs clean.

Our Role

  • Policy wording

  • Insurer rating

  • Named lender endorsement

  • Buyer/limit schedule

  • Reporting cadence

  • Claims process

What lenders look for

Documents to start

  • Latest Borrowing Base

  • A/R Aging (Current/30/60/90+)

  • Facility Agreement (Key Pages)

  • Financials (2 yrs + YTD)

  • Target Advance Rate / Line Size

  • Any Lender Comments From Last Review

faqs

  • Yes, this is a standard endorsement

  • Typically no when advance rates/limits rise.

  • Yes—subject to eligibility.

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